Two parties. One compatible route.
Real payments aren't one-sided. A customer and a merchant have to agree on an asset, a network and an address that both can use. This simulator walks that agreement end-to-end — matching what you hold against what the merchant accepts, choosing the easiest route, verifying it and settling. Nothing real moves.
Everything here is simulated. The Wallet Simulator never connects a real wallet, never touches a network, never moves real value and never asks for a seed phrase. It is an educational practice environment — not financial, investment or trading advice and not a recommendation of any asset, network or provider.
Common routes: entering, moving and exiting.
Crypto isn't one road. People arrive, move and reshape value and exit through several different paths — and most confusion comes from not seeing the whole map at once. Here it is, plainly. This is an orientation map, not a recommendation of any route, asset or provider.
Ways in
- Someone sends you crypto (P2P). A gift or payment lands in your wallet directly — no purchase, no initial paper trail of your own. You still need a wallet and the right network to receive it.
- Buy on an exchange (CEX). Create an account, add funds, buy. The platform holds the keys until you withdraw to your own wallet.
- Buy inside a wallet app. Some self-custody wallets let you buy directly, so the asset arrives in keys you already control.
Ways to move & reshape
- Send to a wallet. Across networks — Bitcoin, Ethereum, Solana and others — each with its own addresses and rules.
- Trade one asset for another. On an exchange, or on a DEX through a wallet app, value changes form (e.g. into a stablecoin).
- Use a DEX via your wallet. Swap directly from self-custody, without handing funds to a platform first.
Ways out
- Sell on an exchange, withdraw to a bank. The most common exit back to everyday money.
- Send to someone who pays you out (P2P). The mirror of arriving by P2P.
- Spend it directly. Where a merchant accepts crypto or stablecoins for goods and services.
Each arrow is a place where the network, the asset and the address all have to line up — which is exactly what the workbench below lets you rehearse, safely.
Practice the steps before real funds are involved.
Below are six simulated accounts on one screen — personal, business, exchange, customer, a merchant invoice and a platform. Copy an address, paste it, verify it character-by-character, pick the network and asset, catch a wrong-network mistake and run everyday receive scenarios. Nothing here is real.
Not sure where to start? Start the conversation.
Use the short inquiry to describe what you need help with. Do not include private keys, seed phrases, passwords, full card numbers, identity documents or unnecessary sensitive information.